April 2021 is a month that will live in infamy for many people. That’s because it’s the month when scammers are expected to start calling people and pretending to be from Marlin Recovery.

This company has been known to scam consumers out of their hard-earned money, so it’s important to be aware of this threat and take steps to protect yourself! This blog post will discuss what Marlin Recovery is, how the scam works, and what you can do to avoid becoming a victim!

What do you know about Marlin Recovery?

According to their website, Marlin Recovery specializes in helping people scammed out of money by fraudulent companies like themselves. They claim that they do this through a process called “debt settlement,” which involves negotiating with creditors on behalf of clients so as not to pay any more than necessary for each individual’s debt repayment plan.

Marlin Recovery is not all that it seems. The company has a long history of scamming people out of their money! For example, in 2017, they were fined $200,000 by the Federal Trade Commission (FTC) for misleading and deceptive practices. And this is just one of the lote examples!

Who does Marlin Recover serve?

Marlin Recovery serves the following types of business: Corporate, Enterprise, Government (local, state, and federal), and not-for-profit organizations.

They also serve consumers through their partner network as a third-party debt collector. Marlin Recover’s clients are in various industries, including Healthcare, Higher Education, Retailers, and Consumer Finance institutions such as Banks, Mortgage Companies, Auto Finance, etc.

What do users know about the Marlin Recovery Scam?

The Marlin Recovery Scam is a phone scam that has been active in recent years. The scam typically occurs in April, when scammers call victims and claim to be representatives of the Marlin Recovery Corporation. The scammers tell the

sufferer that they owe money to the corporation and must pay it immediately or face legal consequences. Victims who fall for the scam may end up losing money to the scammers. It is important to be aware of this scam and take steps to protect yourself from it. If you get a call from someone to declare to be from Marlin Recovery Corporation, do not provide them with any personal information or financial data. Instead, hang up the phone immediately.

The Marlin Recovery Scam typically targets senior citizens and the elderly. Inside is because the elderly are more likely to fall for scams than younger people, as they often do not know how to avoid them or what to look out for when receiving calls from unknown numbers on their cell phones. If you receive a call like this, do not hesitate to ask a family member or friend for help in verifying the legitimacy of the call.

If you think the Marlin Recovery Corporation may have scammed you, contact your local police department and file a report. The more people are aware of this scam, the less likely it will succeed.

How do you understand if the debt-collection calls are genuine or fake?

A debt-collection scam is a type of phone fraud in which an individual or company calls consumers and claims to be collecting money that the consumer owes. In reality, these “debt collectors” do not collect debts at all; they usually extort money from you with threats or intimidation tactics.

In real debt collection cases, the debt collector must always provide:

  • A written “guarantee notice” telling you how much money you owe.
  • The name of the creditor to whom you owe it.
  • You have the right to argue the debt within 30 days.

However, in many cases, scammers will not send this validation notice.

If you receive a call from anyone claiming to be a debt collector, they might make the following threats:

  • Arresting you if you don’t pay immediately;
  • Reporting false information to your credit report agency;
  • Harassing family members or neighbors about your debts.

In these cases, consumers need to remember that no legitimate debt collector would ever threaten you with arrest or harass your family members and neighbors.

Genuine debt collectors are also required to follow the Fair Debt Collection Practices Act (FDCPA), which forbids deceptive practices such as these. In addition, they cannot collect more money than you owe, nor can they add extra fees without just cause.

The FTC also offers a few suggestions on how to deal with debt collectors:

  • Ask the caller for their name, company, and contact information.
  • Request written verification of the debt, including the amount you owe and who you owe it to.
  • Tell the caller that you dispute the debt and want proof that you owe it.
  • Politely end the call if the caller becomes abusive or threatens you.
  • If you have any doubts about a debt-collection call, do not hesitate to contact the FTC for help. You can also file an objection with your state attorney general’s office.

Reviews of Scam calls of Marlin Recovery:

  • The caller demands payment for a debt that the person never owed in the first place.
  • They may danger legal action or arrest if the person does not pay.
  • The caller often uses threatening or aggressive language.
  • The callers may be very pushy and demanding.
  • They may try to scare people into paying by saying they will be arrested or have their credit score ruined.
  • The caller may request payment through gift cards, wire transfers, or prepaid debit cards.
  • Do not give out any private biodata to the caller.
  • If you think you may have been scammed, hang up and report the call to your local police department.

Final Thoughts:

I hope this article has been helpful. Please remember that if you are ever a scam victim, it is important to contact your local authorities. Stay safe and be smart online. Please share your idea in the comments box.


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