At least 150 people die in car accidents in Minneapolis each year, which is about a third of the fatalities in Minnesota. On average, the state records 205 vehicular accidents daily, resulting in 82 injuries and one death.
Those are big numbers and a wake-up call to drivers and the authorities. But more importantly, it reminds you always to be prepared.
If you are a resident of Minneapolis and have been in a car accident, you must seek legal help from a reliable Minneapolis car accident lawyer. They will guide you on what you should do if you’re injured in a crash and the legal steps to follow. The following six steps should not be missed following such an accident:
1. Seek immediate medical attention
Your health is paramount. Therefore, begin by calling an ambulance. Emergency medical technicians (EMTs) will assess your situation and get you to the hospital immediately.
More importantly, don’t delay. Otherwise, the injuries may worsen. Moreover, if you delay, the defendant’s insurance adjuster may argue that your injuries are unrelated to the accident.
Above all, the fact you have no cuts and don’t feel pain doesn’t mean you’re not hurt. For example, whiplashes show no symptoms until a few days later. Only a medical exam can rule out injuries.
2. Call the law enforcement officers
Occasionally, the officers are around the corner. If so, they’ll quickly visit the scene to conduct a preliminary investigation and seek further help. However, you need to call them if there are none around.
They’ll examine the scene, interrogate the parties, interview witnesses, inspect the vehicles, and make a preliminary determination of the at-fault party. The report is vital when seeking auto accident compensation. It gives you the upper hand going into the negotiations.
Make sure it captures your version of the events. It makes all the difference when negotiating a settlement.
3. Gather evidence for your case
Begin by interviewing eyewitnesses. They are invaluable in auto accident compensation cases, especially if it goes to full trial. Unfortunately, they are often gone when law enforcement authorities arrive at the accident scene. So, see if you can speak to a few witnesses before they disappear.
Simultaneously, use your smartphone to take photos and record videos of the scene to aid your case. For instance, capture the other car’s registration plate, damage to your car, and road conditions.
4. Inform your insurance provider
Most insurers demand to be informed of an accident within 72 hours. But, consider doing so earlier if you can for a few reasons.
First, you want to give them an account of the incident when the facts are fresh in your mind. It guarantees a stronger case. The parties can also get to work immediately, setting the stage for faster settlement. Above all, some policy providers may deny coverage if you inform them too late.
Most importantly, tell your insurer the whole truth. Explain the facts clearly, and don’t lie. Otherwise, you may lose your cover.
5. Retain an experienced auto accident lawyer
A few auto accident victims choose to represent themselves in compensation claims and even in court. But you stand a much better chance with a lawyer by your side.
First, lawyers work in the interest of the client. A car accident lawyer will fight to get you the best compensation. Indeed, lawyers typically get 2-3 times more compensation than unrepresented individuals.
Additionally, your lawyer will represent you at every stage while you recuperate. They can also represent you in court if the process reaches full trial.
6. Gather the documents necessary to file a claim
After hiring an experienced lawyer, begin laying the groundwork for filing a compensation claim. Fortunately, auto accident lawyers are happy to help.
For instance, you need detailed medical records. Gather documents evidencing the injury symptoms, pain, and medication. Also, gather evidence of out-of-pocket payments and pay stubs indicating lost wages. Remember to note your healthcare providers’ names and contact information in case you need their testimonies.
Your attorney will handle the rest of the process, including representing you in court if the case goes to full trial.
Summary
You must act fast if you’re injured in a car accident. Otherwise, you risk missing out on your rightful compensation under the law. Get medical attention, call the police, and inform your insurance provider. Then hire an experienced auto accident lawyer to file a claim.